Stuff I know at 46, I wish someone warned me at 26:
1. Regret compounds faster than wealth.
Every âIâll do it laterâ costs interest.
Regret doesnât stop growing until you do something about it.
Start now. Before the bill arrives.
2. You canât hustle your way out of bad health.
Your body keeps score.
Burn the candle at both ends, and youâll burn through yourself.
Sleep is a strategy. Exercise is an edge. Eating well is insurance.
3. Your circle shrinks, and it should.
Quality beats quantity.
You only have room for a handful of people who truly matter.
The rest? Let them fade. Life isnât a group project.
4. Chasing perfection creates more failure than progress ever will.
Perfection keeps you stuck. Progress moves you forward.
Focus on the next 1%, not the impossible 100%.
5. Time doesnât care about your priorities, but it moves fast anyway.
Your career will wait. Your family wonât.
Donât miss what you canât get back.
6. The most valuable assets arenât tangible.
You donât own your reputation.
You canât buy trust.
You canât sell the energy you bring to others.
But these will always be worth more than whatâs in your bank account.
7. Reinvention is survival.
Who you were at 26 wonât carry you at 46.
Jobs change. Dreams change. You change.
Donât hold on to a sinking ship just because itâs familiar.
8. Your kids will copy the worst version of you first.
Not the best. The worst.
The way you argue. The way you quit. The way you avoid.
Fix yourself before you try to fix them.
9. The world doesnât care about your excuses, but it listens to your results.
Bad breaks happen to everyone.
Itâs not fair. But fair doesnât move you forward.
Stop justifying why you canât. Start proving why you can.
10. Youâll never do everything. But you can do something amazing.
I still have dreams Iâll never touch. Thatâs fine.
Pick one. The one that scares you. The one that matters.
And give it everything youâve got.
11. Youâre not late. Youâre exactly where you need to be.
People panic when they feel behind.
But behind what? Behind who?
Focus on the race youâre running, not the ones youâre watching.
Hereâs to the next 46 years.
The second half of the game is harder.
But youâve got more tools now.
More scars. More wisdom. More clarity.
Make the next half count.
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The best years arenât behind you. Theyâre just getting started.