Michael Ealy

Ever thought about why the wealthy rarely sell their stocks?

It’s because they don’t want to trigger taxes or disrupt momentum. Instead, they borrow against their portfolio. They let assets work in two places at once.

Imagine this: you hold a $1 M stock portfolio. If you sell, you could owe serious capital‑gains tax. But what if you don’t sell? What if you borrow against it at a low rate, then deploy that cash into cash‑flowing real estate?

Now you’re earning in two places. Stocks keep growing. Real estate pays you. The silent partner, the IRS, stays on the sidelines.

Here’s the key part: If you borrow at 5% but earn 12% from your real estate investment, you keep the 7% spread. That’s leverage. That’s growth. That’s speed. Leverage isn’t bad. It’s the smartest move when you understand the risk.

So here’s what to think about:

-Don’t sell your best assets just because you need liquidity.
-Use your equity wisely instead of watching it sit idle.
-Aim to build portfolio momentum.
-Treat your assets like tools instead of items you’ve outgrown.

Want to retire faster? Focus less on the rate you earn and more on the velocity of your assets.

What’s one asset you could leverage today instead of selling? Drop it below.


#RealEstateStrategy
#InvestorMindset
#AssetLeverage
#PrivateCredit

The IRS has a rewards program, and most people have no idea it exists.

Think of it like a loyalty program, but instead of airline miles, it helps you legally keep more of your money. This isn’t a loophole or some shady trick. It’s written into the tax code, and the wealthy have been using it for years.

Here’s what usually happens. You work hard, you make a smart move, maybe you sell a property, cash out your crypto, flip a business, or walk away from a big win. Then the tax bill hits, and just like that, 30 to 40 percent of your gains disappear.

Meanwhile, people who know how the game is played are using a strategy called an Opportunity Zone. When it’s done right, it doesn’t just delay your taxes, it erases them. Not deferred. Gone. The money that would’ve gone to the IRS stays in your pocket and continues to grow.

Most people think this is only for billionaires. It’s not. Opportunity Zones were created to reward investors who put capital back into underserved communities. You get to build long-term wealth, and the community gets a boost. But if you don’t understand how to structure it or when to use it, the benefits are gone.

If you’re planning a big sale or cash event before the end of the year, this is one of the most powerful strategies available to reduce your tax bill and grow generational wealth.

Today, October 29 at 12NN EST, we’re going live on our Facebook group and Instagram page to break it all down. Comment below if you want the link.


#opportunityzones
#taxstrategy
#wealthbuilding
#realestateinvesting